When you or a loved one needs home health care, the last thing you want to worry about is how you’ll pay for it. At Sensitive Homecare Agency of Georgia, we’ll work with you to determine your specific coverage and help you access the needed care. We accept a variety of payment options for home health care services. The following are some of the ways you may be able to pay for our home care services:

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Does Medicare Pay for Home Health Care?

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SHC does not accept Medicare payments at this time.  However, shortly, we will. 

 

Does Medicaid Pay for Home Health Care?

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SHC accepts specific state insurance. Please call our office to confirm coverage.

 

Does Private Health Insurance Pay for Home Health Care?

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Private health insurance, such as employer-sponsored and individually-purchased insurance, managed care programs, and long-term care insurance, may cover some home care services (including skilled nursing care, rehabilitation therapy, or services provided by a home health aide). It may be an option for those who don’t participate in a government insurance program or desire more services than these programs cover. SHC accepts private health insurance.

 

Private Pay for Home Health Care Services

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Private pay (paying out of pocket) may be an option if you need home health care services (including skilled nursing care, rehabilitation therapy, or services provided by a home health aide) but don’t qualify for a government insurance program if you don’t have private insurance, or if you desire more services than these programs cover.

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For several reasons, many seniors and their families choose to pay out-of-pocket for private care:

• Paying out-of-pocket gives you greater flexibility in the type and amount of services you order.

  • Sometimes, a patient’s Medicare or other private insurance coverage may not pay for all the home healthcare services needed or wanted.

  • It may be that the benefits have been exhausted, or perhaps the patient’s medical needs do not qualify them for covered home care services.

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• You can avoid the restrictions and limits of programs provided by the government or private insurers.

• Many people find home health care costs are typically much lower than fees at residential healthcare facilities such as nursing homes, assisted living, or memory care facilities.

 

If you are an SHC patient or the caregiver of one, and you would like more services than Medicare or a private insurance company will cover, you can supplement the covered services by choosing to pay for private care while still maintaining care reimbursed by Medicare. In addition, you can arrange to keep the same home health aide when you use SHC for the Medicare portion of your services. 

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