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Are You Covered?

Payment Options for Home Care

Services. Review your options.

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Payment for

Homecare

Private Pay & Insurance Coverage.

When you or a loved one needs home health care, the last thing you want to worry about is how you’ll pay for it. At Sensitive Homecare Agency of Georgia, we’ll work with you to determine your specific coverage and help you access the care that’s needed. We accept a variety of payment options for home health care services. The following are some of the ways you may be able to pay for our home care services:

Does Medicare Pay for Home Health Care?

SHC does not accept medicare payments at this time.  However, in the near future, we will. 

 

Does Medicaid Pay for Home Health Care?

SHC does not accept Medicaid payments at this time. However, in the near future, we will. 

 

Does Private Health Insurance Pay for Home Health Care?

Private health insurance, such as employer-sponsored as well as individually-purchased insurance, managed care programs, and long-term care insurance, may cover some home care services (including skilled nursing care, rehabilitation therapy, or services provided by a home health aide). It may be an option for those who don’t participate in a government insurance program or who desire more services than these programs cover. Private health insurance is accepted by SHC.

 

Private Pay for Home Health Care Services

Private pay (paying out of pocket) may be an option if you need home health care services (including skilled nursing care, rehabilitation therapy, or services provided by a home health aide) but don’t qualify for a government insurance program, if you don’t have private insurance, or if you desire more services than these programs cover.

For several reasons, many seniors and their families choose to pay out-of-pocket for private care:

  • Paying out-of-pocket gives you greater flexibility in the type and amount of services you order.

    • In some cases, a patient’s Medicare coverage or other private insurance coverage may not pay for all of the home health care services needed or wanted.

    • It may be that the benefits have been exhausted, or perhaps the patient’s medical needs do not qualify them for covered home care services.

  • You can avoid the restrictions and limits of programs provided by the government or private insurers.

  • Many people find that home health care costs are typically much lower than fees at residential health care facilities such as nursing homes, assisted living, or memory care facilities.

 

If you are an SHC patient or the caregiver of one, and you would like more services than Medicare or a private insurance company will cover, you can supplement the covered services by choosing to pay for private care while still maintaining care that is reimbursed by Medicare. In addition, you can arrange to keep the same home health aide when you use SHC for the Medicare portion of your services.